This Cookie Policy explains how FinCalc Hub ("we," "us," "our") uses cookies and similar tracking technologies when you visit fincalchub.com. It should be read alongside our Privacy Policy.
1. What Are Cookies?
Cookies are small text files that websites place on your device (computer, smartphone, tablet) when you visit them. They are widely used to make websites work efficiently, remember your preferences, and provide information to website owners.
Cookies can be classified by:
- Duration: Session cookies (deleted when you close your browser) vs. persistent cookies (remain for a specified period).
- Origin: First-party cookies (set by our website) vs. third-party cookies (set by third-party services we use).
- Purpose: Necessary, analytics, preferences, or advertising cookies.
2. Cookies We Use
2.1 Strictly Necessary Cookies (Always Active)
These cookies are essential for the website to function and cannot be disabled. They include cookies that remember your cookie consent decision.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| fch_cookie_consent | Stores your cookie consent preferences | 365 days | First-party |
2.2 Analytics Cookies (Require Consent)
We use Google Analytics to understand how visitors use our website. This helps us improve the user experience and identify popular calculators. All data is anonymized.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| _ga | Distinguishes unique users for Google Analytics | 2 years | Google (Third-party) |
| _ga_XXXXXXXX | Stores session state for Google Analytics 4 | 2 years | Google (Third-party) |
| _gid | Distinguishes users (24-hour session) | 24 hours | Google (Third-party) |
2.3 Advertising Cookies (Require Consent)
We display advertisements through Google AdSense. Google uses cookies to serve ads based on your browsing history and interests. These cookies may track your activity across multiple websites and sessions.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| __gads | Links your activity to Google AdSense advertising | 13 months | Google (Third-party) |
| __gpi | Identifies users for personalized advertising | 13 months | Google (Third-party) |
| NID | Google preference cookie used for ads and Maps | 6 months | Google (Third-party) |
| DSID | DoubleClick cookie for ad targeting | 2 weeks | Google (Third-party) |
| CONSENT | Tracks Google consent preferences | 2 years | Google (Third-party) |
For a complete list of Google's cookies, see Google's Cookie Types.
3. Cloudflare Cookies
We use Cloudflare for website performance and security. Cloudflare may set the following cookie:
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| __cf_bm | Cloudflare Bot Management — distinguishes humans from bots | 30 minutes | Cloudflare (Third-party) |
4. How to Manage Cookies
4.1 Our Cookie Consent Tool
When you first visit our website, you will see a cookie consent banner. You can:
- Accept All: Enable all cookies including analytics and advertising.
- Manage Preferences: Choose which categories of cookies to allow.
- Decline: Only necessary cookies will be set.
You can change your cookie preferences at any time by clicking "Manage Cookies" in the footer.
4.2 Browser Settings
You can control cookies through your browser settings:
- Google Chrome: Settings → Privacy and Security → Cookies and other site data
- Mozilla Firefox: Settings → Privacy & Security → Enhanced Tracking Protection
- Safari: Preferences → Privacy → Manage Website Data
- Microsoft Edge: Settings → Privacy, Search, and Services → Cookies
- Opera: Settings → Advanced → Privacy & Security → Site Settings → Cookies
Note: disabling cookies may affect the functionality of some website features.
4.3 Opt Out of Google Advertising
- Visit Google Ad Settings
- Use the Network Advertising Initiative opt-out
- Install the Google Analytics Opt-Out Add-on
5. Changes to This Policy
We may update this Cookie Policy periodically. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of our Site after changes constitutes acceptance of the updated policy.
6. Contact Us
If you have questions about our use of cookies, please contact us:
- Email: info.fincalchub@gmail.com
- Contact Form: fincalchub.com/contact